Terms & Conditions Harum77 — A Complete Guide for All Members

1 Introduction & Acceptance of Terms

Welcome to Harum77. This Terms & Conditions document constitutes a legally binding agreement between you ("Member" or "User") and Harum77 ("Platform", "we", or "us") governing your use of the website and all services offered at harum77.click.

By registering an account, logging in, making a deposit, or using any part of the Harum77 platform, you confirm that you have read, understood, and agree to be bound by all terms set out in this document, as well as our Privacy Policy and Responsible Gaming Policy, which form part of this overall agreement.

If you do not agree with any part of these terms, you are advised not to use the Harum77 platform. Continued use of the platform following any amendments to these terms will be considered acceptance of those changes.

2 Member Eligibility & Account Registration

To register and use Harum77's services, you must meet all of the following eligibility requirements without exception:

• At least 18 years of age at the time of registration.
• An individual who is legally capable of entering into a binding contract under Malaysian law.
• Not currently on a self-exclusion list from any recognised gambling platform.
• Registering under your own name with accurate and truthful information — not on behalf of another person.
• Does not hold any other Harum77 account that is currently active or has been previously suspended.

Harum77 reserves the right to request identity verification at any time. Documents that may be required include a copy of your national identity card (MyKad), a utility bill as proof of address, or information related to the payment method used. Failure to provide the requested documents within the specified timeframe may result in account suspension or closure.

Each individual is only permitted to hold one active account at Harum77. Any duplicate accounts discovered will be suspended immediately, and all balances, winnings, and bonuses held within those accounts may be forfeited.

3 Deposits & Payment Methods

Harum77 accepts deposits in Malaysian Ringgit (MYR) only. All supported payment methods are licensed and legitimate local Malaysian channels:

All deposits must be made from an account or e-wallet registered in your own name. Deposits from third-party accounts are not permitted and may result in account closure and freezing of funds. Harum77 is not responsible for any deposit delays caused by payment service providers.

4 Fund Withdrawals & Requirements

Harum77 members are entitled to withdraw their account balance subject to the following conditions, all of which must be fully met:

• Identity verification (KYC) has been completed successfully.
• All rollover requirements tied to active bonuses have been fully met.
• No pending security investigations or fraud complaints on the account.
• Account must be active and not under any suspended status.

Withdrawals are processed to the same payment method used for your original deposit. Daily withdrawal limits vary by VIP tier: Bronze RM 5,000, Silver RM 10,000, Gold RM 20,000, Platinum RM 50,000, and Diamond with no limit. Processing time ranges from 15 minutes to 3 hours depending on your VIP tier and chosen payment method.

Harum77 reserves the right to request additional verification before approving large withdrawal amounts. This is a standard security measure in place to protect your interests as a member.

5 Bonus & Promotion Terms

Harum77 offers a variety of bonuses and promotions to members from time to time. All bonuses are subject to specific terms stated alongside each offer. The following are the general conditions that apply to all Harum77 bonuses:

• All bonuses are subject to a minimum rollover requirement before any withdrawal is permitted.
• Bonuses may only be claimed once unless otherwise stated in the relevant promotion's terms.
• Harum77 reserves the right to forfeit any bonus claimed through fraudulent means or misuse.
• Bonuses cannot be transferred between accounts or directly converted to cash.
• Bonuses that are not used within the stipulated validity period will be automatically forfeited.
• Some bonuses are only valid for specific games or categories.

Promotions related to the Harum77 VIP Rewards programme have their own terms, which can be found on the VIP Rewards. VIP cashback and daily rebates are credited automatically on a set schedule with no manual request required.

6 Game & Wagering Rules

All casino games, slots, table games, and Sports Betting at Harum77 are subject to their respective rules as displayed within each game. The following general conditions apply to all wagering activity on the platform:

• The results of all casino games are final and cannot be disputed once a round has been completed.
• Any technical disruption occurring during an active game will be resolved based on recorded system logs.
• Sports bets placed prior to any event cancellation or suspension will be fully refunded.
• Harum77 uses an independently audited RNG (Random Number Generator) system for all casino games and Virtual Sports.
• Sports Betting odds are accurate at the time of receipt and may change before a bet is confirmed.
• Any bets placed after the designated closing time for an event will not be processed.

Harum77 reserves the right to void any bet suspected of being placed using insider information, game manipulation, or any form of fraud. Funds associated with voided bets will be returned to the member's account balance.

7 Prohibited Activities & Unauthorised Use of the Platform

The following activities are strictly prohibited on the Harum77 platform. Any violation may result in immediate account closure and forfeiture of all funds:

• Registering more than one account for the purpose of claiming bonuses or manipulating the system.
• Using automated software (bots), scripts, or any other automated method to play or place bets.
• Colluding with other players to manipulate game outcomes.
• Depositing or withdrawing funds through third-party accounts or e-wallets.
• Using the Harum77 platform for money laundering or any other illicit financial activity.
• Abusing promotions in unintended ways, including hedge betting to meet rollover requirements.
• Sharing your account login credentials with any other party.

8 Account Closure & Suspension

Harum77 reserves the right to suspend or close any member account for the following reasons:

• Violating any of the rules stated in these Terms & Conditions.
• Providing false or inaccurate information during registration or the KYC process.
• Fraud, collusion, money laundering, or any other illegal activity.
• Requests from law enforcement authorities or relevant regulatory bodies.
• Accounts that have been inactive for more than 12 consecutive months.

Members may also voluntarily close their own account at any time by contacting the Harum77 support team. Any valid balance in a voluntarily closed account (once all rollover requirements have been met) will be returned to the member within 5–7 business days.

Accounts closed due to a rules violation are not eligible for the recovery of any balance or winnings held within them, unless determined otherwise following a thorough internal investigation by the Harum77 team.

9 VIP Rewards Programme

The Harum77 VIP Rewards Programme is an automatic loyalty scheme with five tiers — Bronze, Silver, Gold, Platinum, and Diamond — offering progressive benefits to active members. Participation in the VIP programme is subject to the following additional conditions:

• VIP tier is determined by your total cumulative deposits calculated from the date of registration.
• Weekly cashback is calculated based on net losses from Monday to Sunday and credited every Monday morning.
• Daily rebates are calculated based on total turnover — regardless of whether you win or lose — and are credited automatically every day.
• The VIP birthday bonus is credited on the registered member's birthday as recorded in the system, based on the date provided at the time of registration.
• VIP withdrawal limits apply to daily withdrawals and are subject to change based on platform review.
• Harum77 reserves the right to modify the benefits, rates, and structure of the VIP programme by giving notice to affected members.

For detailed information on the benefits at each VIP tier, please refer to the VIP Rewards page.

10 Privacy & Data Protection

Harum77 is committed to protecting the privacy and personal data of all members in accordance with Malaysia's Personal Data Protection Act 2010 (PDPA). Any personal information you provide is used solely for account management, identity verification, payment processing, and platform-related communications.

Your personal data will not be sold, rented, or shared with any third party for marketing purposes without your explicit consent. For full details on how we collect, use, and protect your data, please refer to our Privacy Policy which is a separate document that forms part of this overall agreement.

11 Responsible Gaming

Harum77 takes our responsibility to promote healthy and responsible gaming seriously. Our platform provides a range of tools to help members manage their gaming activity wisely:

• Deposit Limits — Set daily, weekly, or monthly deposit limits from your account settings page.
• Loss Limit — Set a maximum loss limit within a defined time period.
• Time Reminder — Enable session time reminders so you stay aware of how long you have been on the platform.
• Self-Exclusion — Temporarily restrict access to your account (minimum 24 hours) or permanently.
• Self-Assessment Test — Access a gambling habits self-assessment form through the Responsible Gaming page.

For more information and support resources, please visit the Responsible Gaming us. Harum77 strictly does not accept or encourage registrations from individuals under the age of 18.

12 Technical Issues & Service Disruptions

Harum77 strives to keep the platform running smoothly at all times. However, there are situations beyond our control that may cause temporary disruptions. In such cases, the following policies apply:

• Bets or games affected by a technical disruption on Harum77's end will be fully refunded to the member's account.
• Harum77 is not liable for any losses arising from unstable internet connections on the member's end.
• If a game round is interrupted mid-session due to a confirmed technical issue, the outcome will be determined based on our server records, which shall be considered final.
• Harum77 reserves the right to void any bets or games affected by software bugs or significant odds display errors.

Any complaints related to technical issues must be reported to the Harum77 support team within 24 hours of the incident. Late submissions may not be processed effectively.

13 Limitation of Liability

Harum77 shall not be liable for any indirect, incidental, special, or consequential losses arising from the use of this platform, including but not limited to:

• Financial losses resulting from wagering or gambling activity on the platform.
• Loss of data or personal information resulting from a security breach beyond our reasonable control.
• Disruption or loss of opportunity resulting from planned or unplanned platform downtime.
• Game or betting outcomes that did not meet the member's expectations.

Your use of the Harum77 platform is at your own risk. Harum77 provides the platform on an as-is basis and makes no guarantee that it will always be free from errors, bugs, or interruptions.

14 Amendments to Terms & Conditions

Harum77 reserves the right to modify, amend, add, or remove any part of these Terms & Conditions at any time without prior notice. However, for material changes, Harum77 will endeavour to provide notice via the website within a reasonable period before the changes take effect.

It is the member's responsibility to review this Terms & Conditions page periodically to stay informed of the latest version. The last updated date is displayed at the top of this document for your reference.

Continued use of the Harum77 platform following any changes to these terms will be deemed full acceptance of and agreement to the amended terms. If you do not agree with the changes made, you should stop using the platform and close your account.

15 Governing Law & Contact Us

These Terms & Conditions are governed by and interpreted in accordance with the laws applicable to the operation of the Harum77 platform. Any dispute arising from or in connection with the use of this platform shall first be resolved through voluntary negotiation.

If you have any questions, concerns, or complaints regarding these Terms & Conditions or your use of the Harum77 platform in general, please reach out to our team via:

• Email: support@harum77.click
• Live Chat: Available 24/7 via the chat icon at the bottom right of the platform.
• Frequently Asked Questions: Visit our FAQ page for answers to frequently asked questions.

The Harum77 support team operates 24 hours a day, 7 days a week, and will endeavour to respond to all enquiries within 24 hours. For urgent matters relating to account security or transactions, please use live chat for immediate assistance.